Terms of Service

Last updated: June 1, 2025

These Terms of Service (“Terms”) govern your use of https://brotherscreditrepair.com and your relationship with Kingdom Group LLC dba Brothers Credit Repair (“we,” “us,” “our”).

  1. Acceptance of Terms

  2. Services

  3. Your Responsibilities

  4. Fees & Payment

  5. Disclaimers & Limitation of Liability

  6. Intellectual Property

  7. Termination

  8. Governing Law & Dispute Resolution

  9. Changes to Terms

  10. Contact Information

1. Acceptance of Terms

By accessing or using our Site and services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use our Site or services.

2. Services

We provide credit repair and credit coaching services, including but not limited to:

  • Reviewing credit reports

  • Drafting and submitting dispute letters under FCRA/Metro 2

  • Credit strategy consultations

All services are delivered electronically or by mail unless otherwise agreed.

3. Your Responsibilities


You agree to:

  • Provide accurate, current, and complete information

  • Authorize us to access your credit reports and communicate with credit bureaus

  • Promptly respond to our requests for information or documentation

Failure to comply may delay or prevent your results.

4. Fees & Payment


  • All fees are outlined on our Site.

  • We accept major credit cards.

  • No refunds unless expressly stated in writing.

5. Disclaimers & Limitation of Liability


Disclaimers:

  • We do not guarantee specific credit score increases or dispute outcomes.

  • Credit bureaus and furnishers determine final results of any dispute.


Limitation of Liability:

To the maximum extent permitted by law, our liability for any claim arising under these Terms is limited to the total fees you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages.

6. Intellectual Property


All content on the Site—including text, graphics, logos, and software—is our property or licensed to us and is protected by copyright and trademark laws. You may not use or reproduce any content without our express written permission.

7. Termination

We reserve the right to suspend or terminate your access and services if you breach these Terms or engage in fraudulent activity. You may cancel services at any time, but fees already paid are non-refundable unless otherwise agreed in writing.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of California, USA. Any dispute will be resolved in the state or federal courts located in Riverside County, California.

9. Changes to Terms

We may modify these Terms at any time by posting an updated version on our Site. The “Last updated” date will reflect changes. Continued use after changes constitutes acceptance.

10. Contact Information


Kingdom Group LLC dba Brothers Credit Repair
1030 6th St., Coachella, CA 92236

Phone: 760-501-2353

Email: [email protected]